By accessing this Website you accept and agree to be bound by the following these terms and conditions.
Where used in these terms and conditions, the following terms will have the following meanings:
"Account" or "Accounts" means any deposit or loan accounts the Account Holder has with CUCORP and to which the Account Holder accesses or requests access through Internet Cash Management;
"Account Holder" means the holder of an Account;
"CUCORP" means Saskatchewan Cooperative Financial Services Ltd., operating as CUCORP Financial Services;
"Internet Cash Management" means CUCORP's corporate Internet banking service and includes on-line real time access to Account information made available by CUCORP, transferring funds between Accounts, bill payments, general information relating to rates and access to other electronic financial products and services authorized by CUCORP;
"User" or "Users" means individuals authorized by the Account Holder to access the Account or Accounts using Internet Cash Management;
"Web Site" means this web site and includes, for greater certainty, any web pages or web-based files from which you access and/or use Internet Cash Management; and
"you" and "your" means, collectively, the Account Holder, the Users and any other person who accesses this Web Site.
On each page of the Website specific terms and conditions or disclaimers may be disclosed (the "Specific Terms").
The terms and conditions contained in this document are to be read by you in accordance with the Specific Terms. If there are inconsistencies between the terms and conditions contained in this document and the Specific Terms, the provisions of the Specific Terms shall govern to the extent of the inconsistencies.
Concentra Cash ManagementProducts and services offered by CUCORP may be subject to the specific agreements or other terms and conditions associated with such products and services (the "Specific Agreements"). The Specific Agreements will govern the use of any such products or services. If there are inconsistencies between the terms and conditions contained in this document and the Specific Agreements, the provisions of the Specific Agreements shall govern to the extent of the inconsistency.
Changes may be made to the terms and conditions contained in this document at any time by CUCORP without notice by updating this posting. You agree to review the terms and conditions contained in this document regularly and your continued access or use of the Website will mean that you agree to any such changes.
The information, material and content provided in the pages of the Website (the "Content") may be changed at any time without notice.
Unless otherwise specifically stated, Internet Cash Management and any other products or services offered on the pages of the Website are offered to customers of CUCORP who have a base of operations in the Province of Saskatchewan, Canada (the "Authorized Jurisdiction").
The Content does not constitute an offer or solicitation to sell products or services in any jurisdiction other than the Authorized Jurisdiction. Further, nothing in this Website shall constitute an offer or solicitation to sell products or services contrary to applicable law.
The Website is intended for use in Canada only and if you choose to access the Website from outside of Canada you do so on your own initiative and are responsible for compliance with applicable local, national or international laws. You may not use or export or re-export the Content or any copy or adaptation in violation of any applicable laws including the export laws of Canada in force from time to time.
The Content is for informational purposes only and is not intended to provide specific financial, investment, tax, legal or accounting advice for you, and should not be relied upon in that regard. You should not act or rely on the Content without seeking the advice of an appropriate professional.
No endorsements or approval of any third party services or their advice, opinions, information, products or services is expressed or implied by any Content.
CUCORP and its affiliates, subsidiaries, contractors, officers, directors, employees, or agents (collectively, the "Provider") provide the Website and Content on an "as is, where is" basis and do not make any express or implied warranties, representations, endorsements or conditions with respect to the Website or the Content, including without limitation, warranties as to merchantability, operation, non-infringement, usefulness, completeness, accuracy, currentness, reliability and fitness for a particular purpose. Further, the Provider does not represent or warrant that the Website will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.
All Content on the Website shall be and remain exclusively owned by CUCORP or its licensors.
The Content is for your personal and non-commercial use. The Content constitutes the valuable intellectual property of CUCORP and its licensors and is protected by trade make, copyright and other applicable law. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any Content, software, products or services obtained from the Website except as specifically authorized herein.
Certain trade-marks, trade-names, images, logos and pictures at this Web Site are proprietary to CUCORP or other entities. These may include, without limitation:
® CUCORP and CUCORP design are registered trademarks owned by Credit Union Central of Canada and are used under license.
® HANDS & GLOBE Design is a registered certification mark owned by the World Council of Credit Unions and is used under license.
® MEMBER DIRECT is a registered trademark owned by the Credit Union Central of Canada, used under license.
Except as may be expressly provided, nothing contained herein shall be construed as conferring any license or right under copyright or other intellectual property rights.
The Website may include links to other websites or resources. You acknowledge and agree that CUCORP is not responsible for the availability of such external sites or resources and CUCORP is not responsible or liable for any content, advertising products or other materials on or available from such sites or resources. You agree that CUCORP shall not be responsible or liable for any cost, damage or loss caused or alleged to be caused, directly or indirectly, by or in connection with the use of or reliance on any such content, goods or services available on such external sites or resources.
Under no circumstances shall CUCORP (or its affiliates, subsidiaries, contractors, officers, directors, employees, or agents) be liable to you or any third party for:
The limitations of liability described in the terms and conditions described in this document shall apply regardless of whether the cause of action is in contract (including without limitation, breach of a fundamental term), tort (including without limitation, negligence), equity or other doctrine of law.
Any unprotected e-mail communication over the Internet is not confidential, subject to possible interception or loss and is also subject to possible alteration. CUCORP shall not be responsible for any loss or damages in connection with an e-mail sent by you to CUCORP or an e-mail sent by CUCORP to you.
Although CUCORP has taken measures to protect your security when you access and use this Web Site, you are also responsible to protect your security. Please refer to the Security Notices page of this Web Site for security information and obligations relating to this Web Site.
The Website is located and based in Regina, Saskatchewan and the products and services are to be offered and purchased in the Authorized Jurisdiction only. The laws of the province of Saskatchewan, Canada shall govern these terms and conditions and the Website. You agree to exclusively attorn to the courts of the province of Saskatchewan, Canada with respect to any issue or dispute relating to the Website or the Content.
Last Revised: 21/03/01